EASY ASSESSMENT ENTERPRISES LTD

This website is operated by Easy Assessment Enterprises Ltd (“we”, “us”, “our”), a UK‑based personal lending business. Our registered address is: [Insert your registered address]. We offer this website, including all information, tools and services, to you, the user, conditioned upon your acceptance of all terms, conditions, policies and notices stated here.

By visiting our site and enquiring for a loan from us, you engage in our “Service” and agree to be bound by the following terms and conditions (“Terms of Service”), including any additional terms referenced herein. These Terms apply to all users of the site, including browsers, vendors, customers, and contributors of content.

Please read these Terms carefully before accessing or using our website. By accessing or using any part of the site, you agree to be bound by these Terms. If you do not agree, you may not access the website or use any services. Any new features or tools added to the current site shall also be subject to these Terms. We reserve the right to update, change or replace any part of these Terms by posting updates on this page. It is your responsibility to check this page periodically for changes. Your continued use constitutes acceptance of those changes.

1. Data Protection & Credit Reference Agencies

We are required by the Data Protection Act 2018 and UK GDPR to keep your personal details confidential. The information you provide will only be used to make a decision on whether to lend you money. The data collected in our loan application will only be used for the purpose of the application process. We may check your details and credit rating with credit reference agencies – and you have the right to know which agencies we use. We may also use the information you provide to prevent fraud, money laundering and for debt tracing. We process information about you in accordance with our Privacy Policy. By using our site, you consent to such processing and warrant that all data provided is accurate. Both electronic and paper records will be deleted / shredded within a reasonable time after the account is closed.

2. Loan Terms

All loans are subject to our standard loan agreement. Key terms include:

• Loan amounts: £500 to £5,000
• Loan terms: 1 to 10 months
• Interest rate: 5% per month (flat rate on outstanding balance)
• Late payment fee: £2 per day on overdue amounts
• Early repayment: permitted at any time without penalty
• All loans require a guarantor who is employed and holds a UK bank account

3. Content & Liability

The content of this website is for general information and use only. It is subject to change without notice. Neither we nor any third parties provide any warranty as to the accuracy, timeliness, performance, completeness or suitability of the information found on this website for any particular purpose. Your use of any information is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information meet your specific requirements.

We will not be liable for any loss or damage caused by a virus, distributed denial‑of‑service attack, or other technologically harmful material that may infect your computer equipment due to your use of the Website or any linked site.

4. Third Party Links

This website may include links to other websites for your convenience. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).

5. Governing Law

Your use of this website and any dispute arising out of such use is subject to the laws of England, Northern Ireland, Scotland and Wales.