EASY ASSESSMENT ENTERPRISES LTD

1. General Information

Easy Assessment Enterprises Ltd (“we”, “us”, “our”) is a UK‑based personal lending business providing salary‑backed loans to salaried individuals. The information on this website is for general informational purposes only and does not constitute financial advice, legal advice, or any other type of professional advice.

2. No Advice or Recommendation

The content on this website, including loan calculators, repayment examples, and policy summaries, is provided for illustrative purposes only. You should not rely solely on this information when making borrowing decisions. We strongly recommend that you seek independent financial advice before entering into any loan agreement.

3. Accuracy of Information

We strive to keep all information on this website accurate, complete, and up‑to‑date. However, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website. Any reliance you place on such information is strictly at your own risk.

4. No Guarantee of Loan Approval

Displaying or using our loan calculators, eligibility checkers, or application forms does not guarantee that a loan will be approved. All loan applications are subject to our full affordability assessment, verification of identity, employment, and income, as well as the provision of a suitable guarantor. We reserve the right to decline any application for any reason permitted by law.

5. Third‑Party Links

Our website may contain links to external websites that are not operated or controlled by Easy Assessment Enterprises Ltd. We have no control over the content, privacy policies, or practices of any third‑party sites. Inclusion of any link does not imply endorsement or approval of the linked site. You access such sites at your own risk.

6. Limitation of Liability

To the fullest extent permitted by law, Easy Assessment Enterprises Ltd shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to, use of, or inability to use this website, or any errors or omissions in the content. This includes, without limitation, any loss of profits, data, or business interruption.

7. Regulatory Status

Easy Assessment Enterprises Ltd is currently operating as a private lending enterprise. We are not yet authorised by the Financial Conduct Authority (FCA), although we are actively working towards meeting the standards required for future authorisation. Our lending activities are conducted in accordance with the principles of responsible lending, transparency, and fairness, consistent with the spirit of FCA rules and the Consumer Duty.

8. Governing Law

These terms and this disclaimer shall be governed by and construed in accordance with the laws of England and Wales. Any dispute arising out of or in connection with this website or the information contained herein shall be subject to the exclusive jurisdiction of the courts of England and Wales.

9. Changes to This Disclaimer

We reserve the right to update or change this disclaimer at any time without prior notice. The latest version will always be available on this page. Your continued use of the website after any changes constitutes acceptance of the updated disclaimer.