Frequently Asked Questions
Find quick answers to the most common questions.
Applying
Repayment
Eligibility
How do I apply for a loan?
Simply create an account, choose your loan amount and term, complete your verification, provide a guarantor, and submit. The whole process takes around 15–20 minutes.
What documents do I need?
You will need your most recent payslip, your biometric residence card, and your passport. All documents are required before your loan can be approved.
How long does approval take?
We aim to review all applications within 24 hours of submission.
Is my information kept secure?
Yes. All personal data is handled in accordance with UK GDPR and stored securely.
How is my monthly repayment calcluated?
We apply a flat rate of 5% per month on your loan principal. Your monthly repayment is fixed for the duration of your loan term.
What happens if I miss payment?
A late fee of £2 per day will be charged on the overdue amount, along with the overdue monthly interest. Please get in touch with us as soon as possible if you expect difficulty making a payment.
Can I repay my loan early?
Yes. You may repay your loan in full or in part at any time with absolutely no early repayment penalty.
What happens if I default?
If a payment is missed for more than 30 days, the full outstanding balance including interest and fees becomes immediately due. Your guarantor will also be contacted.
Who can apply?
You must be a salaried employee with a UK bank account. You must also be able to provide a guarantor and the required collateral documents.
Does my guarantor need to me employed?
Yes. Your guarantor must be in employment and have sufficient income or assets to cover the loan if required.
What is the minimum and maximum loan amount?
We offer loans from £500 up to £5,000.
Can I apply if I am self employed?
Each application is assessed individually. Self-employed applicants may apply, but will need to provide evidence of regular income.
Fast, transparent business loans. Trusted by many customers across the UK.
Company
Contact
- support@easy-accessloans.com
- +44 7450 237864
- 24 Hours Service
EasyAssessment Enterprises Ltd registered office: Apartment 1 Victoria place 4 worsley road north, Manchester. M28 3GW.
Representative example: Borrow £2,000 over 6 months at a flat interest rate of 5% per month. Monthly repayment £430.68. Total amount repayable £2,584.08. Maximum APR 79.6%
Your home may be at risk if you do not keep up repayments on a loan secured on it.
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